房屋净值贷款
Your home equity can be a valuable financial tool.
Use The Power Of Your Home's Equity
You've worked hard to build the equity in your home, now let your home's equity work for you.
Why Open a 房屋净值 Loan?
These types of loans can give you access to larger amounts of money because you are using your home as collateral. Cash in on your home’s equity for repairs, renovations, or just about anything your heart desires.
Equity Fixed-rate 贷款 features:
- Finance up to $250,000 on your primary residence.1
- No points, annual fee, or lender fees2
- $0 out of pocket options
- Interest payments may be tax deductible (consult your tax advisor).
We are available to walk you step-by-step through the loan process and determine the loan that's best for you. Give us a call today at (877) 495-1600, or begin the online loan application today.
更多按揭选择
房屋净值 Line of Credit
Access your home’s equity in a revolving credit line that can be used over and over — and over again.
Refinancing a 房屋贷款
Save more on the things that matter by lowering your monthly mortgage payment by refinancing with Cal Coast.
Cal Coast Home Rewards
Did you know Cal Coast offers a home buying and selling service exclusive to our members? Buying or selling your home can be rewarding and easy with our professional Home Rewards team.
APR= Annual Percentage Rate.
- Maximum combined loan-to-value (CLTV) ratio on $250,000 is 75%.
- 利率 and terms as of 04/24/2024 based on credit history, 须经批准, and subject to change without notice. Some restrictions apply. 会员 and credit 须经批准. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. 限制. Fixed Rate 80 Payment example: A $50,000 loan on a single-family owner-occupied home up to 80% CLTV with a 10 year term at 7.000% APR has a monthly payment of $580.54, a 15 year term at 7.500% APR has a monthly payment of $463.51, and a 20 year term at 7.875% APR has a monthly payment of $414.34. Minimum monthly payment of $75 required. 贷款 on second homes and investment properties in CA are available at different rates / terms.
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